WHAT IF I TOLD YOU COULD SAVE MONEY ON YOUR HEALTHCARE & EVERYDAY EXPENSES?   

WOULD YOU BE INTERESTED?

With the rising cost of goods and services today, it's no wonder that Americans are looking for ways to save money everywhere they can. Healthcare is one of the most costly expenses in America today and the average household is either uninsured or underinsured and struggling to find affordable access to healthcare even if they have insurance.  Since 2000, we have helped thousands of people save money on all their healthcare needs.

Get Great Savings for Your Entire Family !

Many traditional insurance companies leave their customers with large deductibles, out of pocket costs and gaps in their coverage.

Our benefit programs are different!  We help individuals,  families, and small businesses gain access to affordable healthcare nationwide.  We offer discount healthcare benefit programs that are not insurance, but they CAN save you money, up to 80%, on services like dental, healthcare, vision, prescriptions, hearing, diabetic supplies, shopping, dining, travel and more!

 Dental & Medical benefits for you and your household, including dental, vision, Rx, prescription, telemedicine, labwork, x-rays, ct scans & mri's, diabetic supplies, hearing, legal and financial services.  

Non-medical benefits included savings on at thousands of retailers nationwide and so much more.

 There are NO waiting periods, NO paperwork, NO age limits, NO provider visit limitations with our plans!  You can use our discount benefit programs as many times a year as you'd like! Everyone in your household, even if they aren't related to you or anyone in your household, can use our healthcare programs. Our plans are affordably priced at just $24.95/month per household 

 
Testimonials From Our Discount Card Members


          What our consumers say about our discount card....

"I sold a service to a co-worker recently who's young son needed a dozen fillings. Her dentist was charging $2500 for the entire procedure. She had chosen not to purchase dental insurance because through our work place it costs $200 per month. Since her dentist was listed as a provider through the Aetna Dental Access® network, she signed up with Procard's Discount Medical Plan ($24.95 per month) and saved over $1000 on her son's procedure."
  - Patricia H.

"We are a family of 5, and Procard International's Discount Card has been such a blessing to us! We do not have insurance, so I used to avoid going to the physician or dentist. However, with my 3 children now, I am making sure that they have medical treatment whenever needed. I am estimating that Procard International saves us anywhere from $25 to $250 each month! Last month alone, two of my children had bronchitis and we have saved $150 on their pediatrician visits and on their RX. Also, my husband needs to take Lipitor everyday and with Procard we are saving $25 on his refill each month alone!"
  - Susan O.

"May 22, 2006 was the first time I used my discount card at the dentist. My charges were for a comprehensive oral exam, panoramic film, and posterior composite 2 surface. Standard fees came to $266.00 but with my discount I only paid $144.00, a savings of $122.00. I also found out that I need a lot more work done on my teeth. Standard fees for the additional work will run nearly a thousand dollars, but with my discount it will only cost around $550.00. I am really glad I went with Procard International!!"
   - Steve H.

"I just got a new pair of prescription glasses at Pearle Vision. The regular price was $215, but I only paid $145. I saved $70! Thanks Procard International!"  
   - Sam P.

"I am most appreciative of what Procard has done for my family’s orthodontic needs. We could not afford braces for my son, and we could not get an installment plan. Procard saved me exactly $893.00, which enabled us to get the braces for my son. I cannot thank you enough."
  - Michael N.

"The biggest savings I have had was at the orthodontist. There is a huge savings there. My family was already using his services and when the card came, we went to his office with it -- immediately his staff credited our account $440. For the small price of the card, it was a no brainer to purchase it. We sure saved quite a bit of money FAST and with NO HASSLE. It is a great idea to always know where the orthodontists are when you are talking to friends/family or associates. Most people need an orthodontist at some point, and if you know of one when they are talking about it -- ask if they have insurance -- otherwise, feel complimentary to tell them who accepts our plan and then share my story."
  - Paul L.

"I mostly save on prescriptions and it is usually around $50 bucks a month!"
  - Christina A.

"I just got my savings card, and have already saved with it. I get a monthly prescription which was usually costing me $30. The week that I used my card, I decided to fill my prescription at Walgreen's. Surprising to me, I saved $15. I know that doesn't seem like much to a lot of people, but when you are just making ends meet, it's a great saving."
  - Kristi C.

"Procard International’s dental savings have been terrific! Before we joined the services, my husband didn’t believe in going to the dentist until he had a tooth ache. When I got a job with Procard, we decided to try the services and see how good it really was. I had a regular cleaning and my husband had a “deep” cleaning. He then had to have a root canal, which was very much needed. We saved about $350, and my husband is now set up for routine cleanings."
  - Karen O.

"This plan has worked out very well for me. I just bought 1 year’s worth of contact lenses and I was able to buy a pair of eye glasses at the same time. I have never been able to get both at the same time before."
  - Roger G.

"I take Procard International’s RX savings very seriously. My daughter-in-law works with your company and gave me a service. She asked me to give my thoughts. I have seriously considered getting Canadian drugs, but I cannot afford to get up there. With Procard International, I am saving $18/month on my prescription drugs. I know this may not seem like much for some people, but for me it makes a big difference."
  - Francis B.


Learn more about our products

Teladoc




Feel better now! 24/7 access to a doctor is only a call or click away—anytime, anywhere with a $15 visit fee for general medical issues. With Teladoc, you can talk to a doctor by phone or online video to get a diagnosis, treatment options and prescription, if medically necessary. Save time and money by avoiding crowded waiting rooms in the doctor’s office, urgent care clinic or ER. Just use your phone, computer, smartphone or tablet to get a quick diagnosis by a U.S.-licensed physician.


General Medical
Treatment for common medical issues such as colds, flu, poison ivy, respiratory infections, bronchitis, pink eye, sinus problems, allergies, urinary tract infections and ear infections
10-minute average doctor response time
Includes spouse and legal dependents
U.S. board-certified doctors with an average 20 years practice experience
If you are caring for an aging parent or loved one, you can provide them access to Teladoc for a $59 visit fee


Nutrition
  • Registered dietitians help you develop a personalized eating plan or manage health conditions like diabetes or high blood pressure
  • $63 per consultation

Dermatology
  • Upload images for a quick, convenient, and discreet treatment plan within 2 business days for skin conditions such as rash, acne, psoriasis, suspicious moles, and more
  • $93 per consultation, plus one follow-up question

Disclosures

© 2025 Teladoc, Inc. All rights reserved. Teladoc and the Teladoc logo are registered trademarks of Teladoc, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA-controlled substances, non-therapeutic drugs, and certain other drugs that may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services. For dermatology consultations, members must complete a Dermatology Intake Form and upload a minimum of three images through the secure message center before each initial consultation.


Dental powered by Aetna Dental Access®




To locate a provider, click here.

Smile brighter with big savings at over 300,000* available dental practice locations nationwide. Use your card over and over again to keep your teeth sparkling clean!
  • In most instances, save 15% to 50% per visit**
  • Save on dental services such as cleanings, X-rays, crowns, root canals and fillings
  • Need specialty dental care? Save on orthodontics and periodontics, too! 
  • Show your card with the Aetna Dental Access® logo and pay the discounted price at checkout

*As of February 2025. **Actual costs and savings vary by provider, service and geographical area.

Disclosure

Dental Benefit is not available to VT residents.

The discount program provides access to the Aetna Dental Access® network, which is administered by Aetna Life Insurance Company (ALIC). ALIC does not offer or administer the discount program, and is not an affiliate, agent or principal of the discount program. Dental providers are independent contractors and not employees or agents of ALIC. ALIC does not provide dental care or treatment and is not responsible for outcomes.



Coast to Coast Vision™


To locate a provider, click here.

Your eyes are the windows to your health. Now you and your family can see better savings at over 20,000 vision providers nationwide, including national chains and local retailers. You save 10% to 60% on glasses, contacts, laser surgery, and exams.
  • 20% to 60% off prescription eyewear including most frames, lenses and specialty items such as tints, coatings and UV protection
  • 10% to 30% off eye exams
  • Participating chains include LensCrafters, Pearle Vision, Visionworks, JCPenney, Target and more
  • Your eye doctor not in our network? The nomination process is a breeze!
  • 40% to 50% off the national average cost of LASIK surgery

NB RX


Healthcare keeps getting more expensive, but you shouldn’t have to choose between your prescription medications and other essential expenses. Make sure you’re always getting the best deal on your prescriptions with deep discounts through NB Rx. Save 10% to 85% on most prescriptions at 60,000 retail pharmacies nationwide.

  • Participating retail pharmacies include Walgreens, Target, CVS, and many other independent, national, and regional chains
  • Find the best deal by comparing prescription prices at participating pharmacies through your mobile app or web portal; then text or email the prescription price to easily cash in your savings at the pharmacy
  • My Medicine Cabinet feature allows you to save your prescription search so you can easily refresh pricing for your next refill
  • Even if you have insurance, you can present both cards at the pharmacy or research online to receive the lowest price
  • Savings are available for your whole family, including certain medications for pets!

Disclosure
Pharmacy discounts are not insurance, not intended as a substitute for insurance, and only available at participating pharmacies.


Diabetic Supplies

Save 10% to 50% on diabetic testing supplies, and get a free fully-audible blood glucose meter with your first order. With the convenient online, pre-paid program, you receive discounted diabetic testing supplies shipped directly to your home. Services include:

  • Free shipping on diabetic supply packages
  • Tracking information updates via email or text
  • Annual testing program or purchase-as-needed options available
  • No prescription required for OTC testing supplies
  • 100% satisfaction guaranteed, or you get your money back


Hearing


If you suffer from hearing loss, you shouldn’t have to empty your wallet to access hearing aids. Retail Hearing Care by Amplifon will help you find an affordable solution with the fit, comfort, and amplification you need.

Retail Hearing Care by Amplifon
  • Average savings of 64% off manufacturer suggested retail price for hearing aids
  • One year free follow-up care for cleaning and checkups with purchase
  • Free two-year supply of disposable batteries or a charging station to keep you powered
  • Three-year warranty for loss, repairs, or damage
  • 100% money-back guarantee during your 60-day risk-free trial
  • Offering leading manufacturers including Miracle Ear, Phonak, Starkey, Oticon, ReSound, Signia, Widex, and Unitron


Lab Testing


Know your numbers with direct access to over 1,500 major clinical laboratories nationwide to save you 10% to 80% on typical costs for lab work.
  • Test categories include allergies, vitamin levels, cholesterol levels, liver function, fertility, thyroid issues, and more
  • Confidential results in as little as 24 hours for most tests

Disclosure

Lab Services not available in the following states:
Quest: AZ, NJ, NY, and RI
At Home Tests: NJ, NY, and RI



Diagnostic Imaging

A better image leads to a better diagnosis, better treatment and a better recovery. Access high-quality medical imaging, gastroenterology services, and lab tests at discounted pre-negotiated rates. Save money on MRI, CT scans, and more. Receive a free diabetes wellness lab test with scheduled imaging services. Additionally, you can conveniently screen for colorectal cancer with an accurate at-home kit, avoiding the need for a doctor's visit.

  • Discounted and transparent rates for MRI, CT, ultrasounds, X-rays, colonoscopy, upper endoscopy, hemorrhoid banding and GI consults
  • 10% off at-home colorectal cancer screening kit
  • 10% off common lab tests at clinical lab locations nationwide


NB Deals


Big savings are just a click away! NB Deals is your one-stop-shop for exclusive discounts on brands and experiences you know and love. Browse over 40 different categories across 500+ merchants for endless opportunities to save, with new deals added weekly. Discounted items include:
  • Health and wellness products and memberships
  • Food and beverage delivery
  • Electronics and apparel 
  • Financial and educational services 
  • Home goods and home office supplies 
  • Flowers and gifts 
  • Attractions, shows, concerts, and sporting events 
  • Hotels and rental cars 
  • And so much more!


NB Cashback


Earn extra rewards on your purchases without signing up for another credit card. NB Cashback by Koiyn enables you to earn cash back on top of the points or rewards you may already receive from existing debit and credit cards! Just enroll your card, activate or boost offers to maximize your earning potential, and earn cash back when you shop at participating merchants nationwide.
  • Link eligible cards to earn cash back on dining, groceries, auto services, pet supplies, streaming services, clothes, entertainment, travel, and more
  • Shop at participating merchants with your enrolled card in-store and/or online (activate offers if needed or boost offers for more cash back)
  • Earn cash back every month — when your earnings balance is greater than $10 it is automatically credited back to your card the following month


NB Travel


Experience More. Spend Less. NB Travel serves up deeper discounts on hotels, car rentals, flights, and activities all over the world. Most of our travel deals are not available to the public, which means these exclusive rates are much lower than what the average consumer can find online. NB Travel gives you instant access to thousands of travel deals allowing you to experience a lot more with your budget. Our one-stop-shop travel discount network includes:
  • Up to 60% off hotel public pricing
  • More than 900K hotels worldwide
  • 200+ airlines, including low cost carriers (e.g., Southwest Airlines)
  • Discounted worldwide Disney Parks, Universal Studios, SeaWorld, and other theme park tickets
  • 16,000+ activities
  • No hidden fees or contracts

LawAssure


Need a will, power of attorney or living trust? Save hundreds of dollars in attorney’s fees with LawAssure, an online service making personalized legal document creation easy and accessible. Create high-quality documents to protect your family and assets. LawAssure will guide and support you every step of the way.

  • Save hundreds of dollars by using LawAssure to create your will, power of attorney, healthcare directive, and other important legal documents
  • Deal with legal matters wherever it’s most convenient for you—even on your tablet or phone
  • Securely share your documents with trusted advisors or an attorney
  • Safely store and edit your documents, or export them for printing and signature

Legal Services


Have legal questions? Get legal answers from experienced lawyers at discounted rates. Attorneys help with traffic tickets, bankruptcy, divorce, and spousal and child support. Additional services are also available at no cost to you!

  • Free services* include one-on-one consultations, attorney-made phone calls, help with legal documents, assistance with welfare and INS, representation in small claims court, and a Simple and Living Will
  • Attorneys only charge $125 an hour or 40% off their hourly rate, whichever is greater
  • 10% off all contingency-based cases
  • You’ll be referred to plan attorneys based on location, language and area of law

*In certain situations, attorney liability may require plan attorneys to ask for a retainer prior to providing some of the free legal services.


 



Want to start saving money TODAY?
 

Click on the button below and then click the green button getting started button.  Next click "Select". Once you are on the enrollment page, to ensure that your account is properly activated, be sure to enter my SECURE ACCESS CODE: DENISEA1147 in the access code box.


Denise Finochiaro
Indep. Marketing Associate & Team Leader